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What is RFID? Radio-Frequency identitfication refers to the transfer of information from a small chip to an antenna. Why Does RFID Matter? Given technology's speed and ease to communicate information, RFID devices are now incorporated into credit cards and passports, without the consumer data protected. Around 100 million credit cards currently have contactless technology embedded into them. However, this number is expected to rise greatly in the next 2-3 years as credit card companies replace magnetic strips with new RFID enabled, contactless smartcards.